its simple to create a verified paypal account
First, visit https://goo.gl/mgy8vP and open a free account now fund it with minimum of 5$ and use the fund in the site to create the virtual credit cards instant you can also apply for atm card you can use in any atm machine worldwide.
you can also watch video on how to create virtual credit cards from paypal verification in Ghana below
https://www.youtube.com/watch?v=RyMs5JDGaEM
visit this link to get 2 other websites you can use to create virtual credit cards https://ghtutor.com/how-to-create-virtual-credit-cards-for-paypal-verification